Independence Day Celebrations around Statesville, Iredell County and Lake Norman NC

Firework show high in the night sky
Are you searching for Independence Day Celebrations in the Statesville and Lake Norman areas.  The Statesville Real Estate Guide has put together a comprehensive list of activities and festivals to help you celebrate all week long.  From Troutman NC to Charlotte NC, you will find fun for the whole family with parades, festivals and fireworks.  As always, enjoy the holiday but most important, stay safe.  I have included a link to some great tips for keeping your fireworks fun and safe from the Iredell County Fire Marshall

 

8th Annual Troutman Independence Day Parade:   Saturday June 30th 11:00, Main Street Troutman. 

Enjoy an old fashion, small town parade. Help celebrate our country’s Independence by either viewing or participating in this totally free event with over 150 units in the parade including floats, music, marching units, church groups, civic organizations, scout troops, motorcycles, military units, horses, submarines, classic and antique cars, fire engines, beauty queens, re-enactment groups, politicians, WWII vehicles, trains, planes, and many more surprises. We are proud to honor Tuskegee Airmen as our Grand Marshals.

Troutman 2012 Independence Day Festival:  Saturday June 30th from 5 –9 p.m. with fireworks at 9:00 p.m.  Iredell County Fairgrounds in Troutman

Come out and enjoy a full day of activities with the parade, the Town of Troutman Independence Celebration festival, and ending with a breathtaking fireworks display.  Enjoy live music by Outlaw 21(Rock) and Coming up Brass (Beach) plus great food and fun for the kids.

Signal Hill Mall – Statesville

Queens Landing – Lake Norman:   Wednesday, July 4th 7:00 p.m.  Fireworks at 9:00 p.m.

Enjoy fireworks over the lake from your boat or if you prefer land, bring your chairs to the Melanie L. Williams Amphitheatre at Queens Landing and listen to the sounds of Joey Bishop and the News.  If you would like even more, how about dinner and a cruise aboard the Lady of the Lake or the Catawba Queen!  What a great way to celebrate the evening.

Lake Norman Yacht Club – Mooresville: June 30th and July 1st 

As host, Lake Norman Yacht Club, Mooresville, NC invites you to the 2012 Independence Day Regatta. We promise you good sailboat racing, dinner, entertainment and, of course, “FIREWORKS”. Come and join the fun. Camping at the club is available. No pets allowed.

Trump National Golf Club – Mooresville: July 4th (at the Point)

This will be the biggest and brightest in the area for sure. The show at Trump National Golf Club of Charlotte will by far be the largest in the county. The show will be the first at the golf club since Businessman Donald Trump purchased it in Mooresville, and the mortars and shells for the show are so large the Fire Marshal’s office is requiring New York-based BAY Fireworks Pyrotechnic Engineering to notify the Charlotte-Douglas International Airport that night so airplanes can be directed on another flight path.  So look out for this one and be ready for some boat traffic!

Lake Norman YMCA- Mooresville: July 3rd 5-10 p.m. United States flag and two fireworks

FUN, FAMILY & FIREWORKS
Celebrate with fun, family and fireworks at the largest Independence Day celebration in the Lake Norman area – the Lowe’s YMCA July 3 Summer Celebration! We invite the entire community to join us for family fun, kids games, inflatables, live music and entertainment, vendors and, of course, fireworks presented by Valspar Paint.
IGNITE BRIGHTER POSSIBILITIES
The July 3 Summer Celebration is more than just a fireworks show, it is an event that helps the Y impact the Mooresville community. Proceeds from this event help the Y build a healthier community, improve children’s literacy skills in Y Readers, and provide cancer survivors with free wellness classes through LIVESTRONG® at the YMCA. All proceeds directly impact the local community through the Lowe’s YMCA Community Support Campaign.

 

Events for Charlotte and surrounding areas:  Here is a great list for the Charlotte region that includes:

Coca-Cola 4th of July Festival
Presbyterian Hospital July 4th Spectacular
Cornelius will host a 4th of July celebration
Birkdale Village in Huntersville will host a 4th of July celebration

 

I have found the perfect home-Now what? NC Buyer tips

Buyer Tips  for first time home buyers or those not familiar with buying a home in North Carolina.   IMG_0748

 

It has been a very busy week this week for working with buyers.  I have had showing appointments in Statesville, Mooresville and the Troutman area just about every day and I will say, the pickins are gettin slim!  It is becoming harder and harder to locate that “perfect” home and the good ones are moving quickly.  With that being said, this week I wanted to remind you what you can expect when getting ready to put in an offer on a home and a summary of what you can expect after your offer has been accepted.

I found a great home, Now What?

After many hours of search for homes, driving by, scouring the internet and touring the neighborhoods, you have finally found the right home for you.  It was that “wow” factor the minute you walked through the front door.  You love everything about it and know this is the one for you.  Ok, now what do we do?  This is when your buyers agent really goes to work!  Finding you the right home is a lot of work, but negotiating the deal and getting it to closing is where they earn their paycheck.
Always be sure to go back through the home you have selected a second time before putting in an offer.  You want to really take a good look at all the features and condition of the home so that you can address any problems you see right up front.  Open the cupboards, check the appliances, check out the attic or basement, look for obvious things that you know you will want fixed or items you would like to remain with the home.  Maybe you would like the refrigerator, the washer and dryer or that swing set in the backyard.  Anything that is not “nailed, glued or screwed” down is considered personal property and should be removed by the seller unless you ask for it to stay as part of the negotiation.  Make a list of everything to include in the offer.  If you see any obvious repairs that you know you need to have fixed, put it on the list and address it in your offer to purchase.
Your agent will then go to work getting all the paperwork together to work up an offer.  They will perform a market analysis for you to help determine a good offer price, find the covenants and restrictions for you to review, see if they can locate a survey so you can check the boundary, pull the deed to confirm ownership, prepare all the Offer documents for signatures along with many more “behind the scenes” tasks that need to be handled before presenting an offer.

How much money will I need to put in an offer?

This is one question that I get every time and it is a good one.  Most buyers don’t know what to expect as far as costs upfront.  At this point, you should have already talked with your lender and received a pre-approval letter stating that you can purchase the home and that your credit has been reviewed.  Your lender should review a good faith estimate of charges that you can expect in connection with your loan.  These costs may include : Down payment, lender costs, attorney costs, inspection costs, recording and processing costs, pro-rated taxes and homeowners fees and monthly escrow amounts.  Depending on the type of loan you are receiving, these costs will vary.
You could ask the seller to pay some or all of your closing costs as part of the negotiation but the down payment (if required) will have to be paid by you.  On the NC offer to purchase, you may offer the seller an earnest money amount or a due diligence amount or both.  This is part of the negotiation and can vary depending on the skills of your agent, the size of the deal, the length of time until closing and other factors.  On average, it is usually $500 to $1000.  Earnest money will be kept in a trust account with one of the real estate offices involved and the due diligence money will be made out the the seller directly.  The due diligence money will not be returned to you but will be credited at closing.  If you back out, you will lose that money.  Earnest money may be returned depending on the reason for termination.  Each deal will vary so be sure this is very clear and that your agent has explained this to you thoroughly.
You will also need to have money available for the appraisal.  As soon as the offer is accepted, your lender will need a check upfront for this (usually around $450).  If you have asked the seller to pay for closing costs and they have agreed, you can ask that your inspections be paid at closing, but if you are paying for these items, you will want to bring your checkbook and pay the contractors directly.  Home Inspectors, Termite inspectors, septic and well inspectors and any other contractor you ask out will expect payment or at least a credit card number to have on file that will be charged if the transaction does not close.  As the buyer, you are still responsible for these costs as they are not required for most loans.  Inspections are for your protection and highly recommended but you could be out of pocket a large amount if things don’t go well and the seller refuses to fix items of concern.  Your agent will help you through this process and make it as smooth as possible but be prepared to weather some bumps.

My offer is accepted – now what?
After negotiations are completed and the agreed upon terms are accepted by all parties, you can begin the process of the inspections and getting your loan moving forward.  Schedule your inspections right away and plan to be present.  Call your lender and get all the required paperwork to them plus the appraisal check, make plans to start moving, contact utility companies to set up an account.  The best thing to do is to get a good checklist for things to do and attack them one at a time.  I provide my buyers with a refrigerator checklist of things to get done and people to contact to help keep you on track and I also provide a first time homebuyer binder that will have a great moving checklist in it.  Be sure you get your copy.  You can also find some good ones online.
After inspections are completed and any needed repairs are addressed, you are in a holding pattern.  It could be weeks where you are just waiting for things to happen.  Waiting on the lender to clear your loan, waiting on the sellers to complete repairs among other things.  Don’t lose patience here, it is normal and you just need to go with the flow.  Before you know it, closing day will be here.  Your agent will keep track of the due diligence date and make sure everything is in place before that date expires.  This date is your cut off for backing out of your deal.  After that, you are hooked.  Be sure you want to move forward and that you are confident your loan looks good, appraisal is good, repairs are complete and your feet are not cold!  Soon after that, you will call to turn on utilities in your name, set up the movers, do a final walk through and get ready to sign lots of paperwork.
Once the deed is recorded and you have those keys in hand…….you are good to go!  Enjoy your new home.  I hope this helps answer some of your questions about the basics but I know there are many other things involved in buying a homes and if you have additional questions, call me anytime.  I am happy to answer them for you.

2012 Easter Events for Statesville, Mooresville and Iredell County

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The Easter Bunny has been spotted in several locations around the county but we are still searching for more locations:  Here is a starter list of Easter events for 2012 around the area.  This is not a complete list and information is not guaranteed.  Please contact the organization for further details and to confirm the dates and times.

 

 

MARCH 31, 2012

Community Easter Egg Hunt- First Baptist Church

Saturday, March 31, 2012

10:00 AM to Noon ~ Family Life Center and Front Lawn

For children through Grade 5

Come and enjoy an Easter Egg Hunt on the lawn, and stay for lunch and storytime by Sam Shope, author of A Donkey’s Tale.

Please pre-registerif possible, to help with our planning. If more than one child is coming, please register them separately. (Preregistration requested but not required).Thank you!

 

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Monticello United Methodist Churchimage

308 Island Ford Rd.
Statesville, NC 28625
(704) 924-8322

Easter Egg Hunt
Saturday, March 31st
10 – 11am
Children of all ages are invited to join us for our annual
Easter Egg Hunt. You may even get to see the Easter Bunny!

 

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TOWN OF MOORESVILLE

Easter Egg Hunt
The Easter Bunny is making his way to Mooresville and he will be bringing
eggs filled with candy, toys and prizes!! The Annual Mooresville Recreation Department Easter Egg Hunt will be held on Saturday, March 31st at 2:00pm at N. Main Park at 1474 N. Main Street. The hunt will be for children in grades K-3. Bring your camera – there will be photo opportunities with the Easter Bunny. Rain Date: Sunday, April 1. For more information on the Easter Egg Hunt contact Ti Farmer at tfarmer@ci.mooresville.nc.us or call the Mooresville Recreation Department at 704-663-7026.

 

 

APRIL 7, 2012

 

City of Statesville Parks and Rec Dept

It’s time for the annual Spring Egg Hunt.
Join us at Lakewood Park on April 07, 2012 at 10:00am.
This is a free event for children age 10 and younger.
After the Egg Hunt enjoy lots of other great activities.
For more details click the link below
http://www.ci.statesville.nc.us/LinkClick.aspx?fileticket=jDKFfIcYBlE%3D&tabid=184

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St. Johns Lutheran Church

740 North Center St. – Statesville, NC       (704) 873-0222

April 7 Easter Egg Hunt
There will be an Easter Egg Hunt on Saturday, April 7 at 10 am — for kids ages 2 –12, on the church grounds, weather permitting. In case of rain, we will be in Fellowship Hall. Candy Needed! We would appreciate candy donations to fill our eggs—please put the candy in the box outside of the office.

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ZOOTASTIC

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Lets celebrate Easter with Zootastic’s 3rd Annual Easter Egg Hunt. Saturday April 7, 2012 from 9am – 5pm. Pre-Registration is REQUIRED for the Easter Egg Hunts. We will have 3 age groups of hunts each as seperate times. There will also be all kinds of events all day long. Check back for more info and to Pre-Register as we get a little closer to Easter.

Don’t wait until the last minute to register we had over 2000 participate in our Easter Egg Hunt last year and we hid over 15,000 eggs as are going to make it bigger and better this year!!

Click here for more information

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LATTA PLANTATION – HUNTERSVILLE

 

Join us on April 7th, 2012for the 6th Annual Latta Plantation Easter Egg Hunt! Children ages 1-10 can hunt for toy and candy filled eggs across the plantation grounds. Each hunt time will include three separate hunt areas, and many grand prize eggs will be hidden for each group throughout the day! Grand prizes include Easter baskets, summer camp scholarships, family memberships, and more! Before and after your hunt time, you can visit the farm animals, listen to live music by the carriage barn, get a free Easter tattoo, make a chick craft to take home, and explore the plantation house and grounds. Families are welcome to bring a picnic

Click here for information

 

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