FORECLOSURE PREVENTION RESOURCES FOR NORTH CAROLINA HOMEOWNERS

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Provided by:  Sonya Leonard, Exit Home Team Realty, Statesville, NC.

www.SonyaLeonardHomes.com

Call 704-450-0588 with any questions on Foreclosure prevention.  

 

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National Consumer Law Center-Basic information for consumers on the most critical consumer issues, including predatory lending, debt collection, credit reports, lemon laws, bankruptcy, foreclosure, payday loans, predatory mortgage loans, credit card debt, living trust scams, telemarketing fraud, refinancing, loss of utility services and other issues. 

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Making Home Affordable.gov – Use the self assessment tool to see if you are eligible to refinance or obtain a loan modification 

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 Hope Now– Hope Now is an alliance between HUD approved counseling agents, mortgage companies, investors and other mortgage market participants that provides free foreclosure prevention assistance. 

 

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 NC Housing Finance Agency-The North Carolina Housing Finance Agency offers programs to assist first-time home buyers; helps governments, nonprofit groups, and private developers create affordable homes, apartments and supportive housing; and provides funding for rehab and repair assistance for homeowners through local groups. So whether you are trying to buy your first home, maintain and keep the home you have, or protect your rights as a renter, we may be able to help.

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http://www.995hope.org/– The Homeownership Preservation Foundation is a 501(c)(3) nonprofit which creates partnerships with local governments, nonprofit organizations, borrowers and lenders to help families overcome obstacles that could result in the loss of their homes. 

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HUD– HUD Guide to avoiding Foreclosure and other resources in English and Spanish. Tips on how to avoid foreclosure. 

 

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NC Foreclosure Help – An Official Site for NC Homeowners. Resources and links for Foreclosure prevention.

 

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NeighborWorks– A national nonprofit organization created by Congress to provide financial support, technical assistance, and training for community based revitalization efforts. Foreclosure Resources

 

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Freddie Mac– Does Freddiemac own your loan? Mortgage options, foreclosure resources. Get information about the mortgage refinance or modification plan. 

 

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Knowledgeplex – An Innovative Non-Profit Offering Online Resources and Products for Mission Driven Organizations

 

clip_image022Foreclosure-Response– Welcome to Foreclosure-Response.org, a new website offering resources intended to help states and localities respond to the foreclosure crisis.

Statesville North Carolina presents Foreclosure Prevention Expo

 
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On April 7th, in recognition of Fair Housing Month , several Statesville NC  area housing organizations and other local businesses gathered at the Statesville Civic Center to offer information to the public on foreclosure prevention.

 
This deep recession has caused many homeowners to fall behind on mortgage payments because of job loss, reduced work hours, increased living expenses, family illness or other circumstances.  This expo was put together to let homeowners know that there is help available for them.
 
Several local agencies had printed materials available explaining their options such as The Home Protection Plan offered by the NC Housing Finance Agency , The Obama Administrations planwww.MakingHomeAffordable.gov and resources from HUD.
 
Attendees were also able to attend a special presentation given by Lori Margiano, Sr. Project Manager for the Dept. of the Treasury, on foreclosure prevention and the new plans available for homeowners in danger of losing their homes.  Other seminars presented during the afternoon included:  Housing Counselor Program Training, Homebuyer Opportunities in Statesville, NC and Energy Efficiency and Weatherization Program.
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Exit Home Team Realty had a booth set up offering hand outs for homeowners on Short Sales and Foreclosure Prevention Resources .
 
Other agencies that attended are listed with links to their agencies and their resources:
 
NC Housing Coalition  www.nchousing.org
Department of the Treasury  www.MakingHomeAffordable.gov
Community Housing Development Coorp  www.keytomyhome.org
Statesville Chamber of Commerce   www.statesvillechamber.org
NC Housing Finance Corp  www.nchfa.com or www.ncforeclosurehelp.org
Habitat for Humanity of Iredell County  www.habitatiredell.org
Wesley Community Develoment  www.wesleycdc.com
Statesville Housing Authority  www.sha-online.org
Pre-Paid Legal Services  www.prepaidlegal.com/hub/bortrees
Exit Home Team Realty  www.myexithometeam.com
 
 
Many opportunities exist for homeowners to avoid foreclosure and our job as Realtors® is to get that information out to those that need it.
 
Statesville NC has been hit with a large amount of foreclosures just like the rest of the country but this has also created a good opportunity for 1st time home-buyers to purchase a home at a great price with interest rates below 5%.  It is a great time to buy even though others are losing their homes.  I guess you have to take the bad with the good in this case.
 
Follow the link below for homes in our area below $150,000 including foreclosed properties.
 
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Sonya Leonard, GRI, ABR, Realtor

Exit Home Team Realty

704-450-0588

www.SonyaLeonardHomes.com

www.StatesvilleRealEstateGuide.com for Statesville Home Listings

 

Statesville NC Real Estate, Statesville NC Sonya Leonard of Exit Home Team Realty is your local real estate expert in Statesville North Carolina.  Specializing in working with buyers and sellers of Residential homes and land.  The Statesville Real Estate Guide provides free access to individualized home searches for all homes in Statesville, Mooresville, Troutman, Lake Norman and the entire Lake Norman Area.  Explore buyer and seller reports, community resources, new home communities and be sure to sign up for your personal home search.  Let Sonya help you INVEST in Real Estate and you Future!